Phishing is a computer term for a phishing scam. The cybercriminal impersonates a trusted person or company to obtain sensitive information, such as credit cards or account access data. Generally, the method of contact with the "victim" of the scam is usually either email or some type of message. And, as you can imagine, impersonating the bank where you have the account is one of the most common scams. One of the latest attempts is ING, which is already warning its customers of a "phishing" campaign in which the bank's identity is being falsified .
ING Image Scam
Specifically, the sending of emails imitating the bank's corporate image has been detected . In these emails, users are requested to update their personal data in the Customer Area of the website and a link is included to access it. If you click on the link, it takes you to a website that looks a lot like the bank's official one. Here customers will be asked for their ID, date of birth, security code to access ING's online banking, mobile phone number, position number 48 of the coordinate card and a photo of it. With this data the criminals already have everything they need to empty the account.
Both the Civil Guard and the Internet User Security Office (OSI) have already made themselves aware of this scam. And as we said before, the bank itself is also notifying its clients.
There are gangs that are dedicated to usurping bank details and taking money from accounts with this type of deception. On March 19, the Civil Guard dismantled a gang that had managed to deceive 552 people. His loot amounted to about 2 million euros.
How to avoid phishing scams
While it is true that the emails sent by these types of scammers are increasingly elaborate, some details reveal that it is a scam . First, the bank will never ask us for the 6-digit security code . When we enter through the bank's official website, the security key is always requested only partially, never completely.
On the other hand, they will never ask us for a photo of the coordinate card . It is something absurd, since the bank has other methods to enter your account. And, finally, it is not too common for them to ask us for a mobile phone number.
However, if we have doubts about the veracity of the email, what we can do is enter the bank account through the official website. Never through the link they send us .
Via | Information